Credit Officer

About the role

The Credit Officer is responsible for evaluating credit applications, maintaining accurate credit records, and supporting the institution's risk management processes. This position plays a key role in ensuring that credit data is reliable and up‑to‑date.

Key responsibilities

• Conduct credit surveys, analyses, and judgments.
• Enter credit‑related information accurately into internal systems.
• Verify data for completeness and correctness.
• Maintain and update credit records and documentation.
• Prepare and distribute credit reports.
• Communicate findings with internal stakeholders.
• Ensure compliance with regulatory and internal policies.
• Identify opportunities for process improvement.

Required profile

• Graduate or diploma holder with no pending academic issues.
• Experience in customer service and data entry, preferably within credit or financial services.
• Strong attention to detail and high accuracy.
• Excellent organizational and time‑management abilities.
• Proficiency with computer systems, databases, and data‑entry software.
• Ability to work independently and collaboratively.
• Effective written and verbal communication skills.
• Analytical problem‑solving capability.
• Commitment to confidentiality and handling sensitive information.

Required skills