Credit Quality Assurance Officer

About the role

The Credit Quality Assurance Officer supports the credit team by reviewing credit applications, analysing customers' financial information and ensuring that credit decisions comply with internal policies and regulations. The role involves close collaboration with business, finance and operations teams to monitor credit exposure and follow up on post‑disbursement conditions.

Key responsibilities

• Assist in reviewing and assessing credit applications, financial statements, credit reports and bank statements.
• Monitor existing credit facilities, limits, overdue accounts and overall credit exposure.
• Conduct site visits and interview business owners to verify operations, inventory and assets.
• Prepare Credit Committee decision forms and meeting minutes accurately and timely.
• Coordinate with Business, Finance and Operations teams on credit‑related matters.

Required profile

• Bachelor’s degree in finance, accounting, economics, business administration or a related field.
• 3–5 years of experience in credit risk, credit analysis, banking or related positions.
• High level of integrity and ability to handle confidential information.

Required skills

• Understanding of credit assessment and issuance processes.
• Basic knowledge of financial statement analysis and credit risk principles.
• Good Microsoft Excel skills.
• Experience with core banking or loan management systems is a plus.